Take control of your risk financing with captive management and alternative risk solutions designed for organizations ready to own their outcome.
For companies frustrated by volatile premiums, limited coverage options, lack of market capacity, or a lack of transparency in traditional insurance, there’s a better path. Captive structures let you retain risk strategically, align costs with actual claims performance, and access reinsurance markets directly — putting control back where it belongs.
DOXA Captive handles the full lifecycle, from pre-feasibility planning to feasibility analysis, captive formation, and ongoing management, compliance, and reporting — with approved programs across all major onshore captive domiciles. As a full-service, independent captive manager, we bring specialized captive expertise from seasoned industry veterans together with deep underwriting knowledge and established carrier relationships — creating more complete solutions for sophisticated risk managers.
A member-owned liability insurer, a Risk Retention Group (RRG) allows organizations in similar industries to pool and share risk under a single federally chartered structure. One charter covers all 50 states, making it an efficient solution for associations and industry groups with common liability exposures.
The most established form of captive insurance, a single-parent captive is wholly owned and controlled by one company to insure its own risks and those of its affiliates. It’s the right fit for organizations ready to capture underwriting profit, stabilize costs, and take full ownership of their risk financing.
Owned by members of a common trade or industry association, an association captive pools risk among members with similar exposures and coverage needs. It provides access to reinsurance markets, greater underwriting flexibility, and the ability to earn underwriting and investment income while giving associations a meaningful benefit to offer members.
An agency captive reinsures the risk of an agency’s book of business, creating a platform for coverage where market options are limited and an opportunity to share in underwriting profits. It works best for agencies with a homogenous book, strong underwriting discipline, and a historically favorable loss ratio.
A protected cell captive creates legally segregated, ring-fenced cells within a single captive structure — offering the control and reinsurance access of a standalone captive with significantly lower startup and administrative costs. It’s an ideal entry point for organizations not yet ready to form their own captive but unwilling to stay at the mercy of traditional insurance markets. DOXA owns and operates cell captive facilities in Tennessee and Vermont, giving clients a turnkey path to participation.
DOXA Captive is the alternative risk management arm of DOXA, a specialty insurance and underwriting platform. We provide captive insurance formation, management, and consulting services that help clients take control of their risk financing. We combine specialized captive expertise with the resources and knowledge of a leading specialty insurance platform.
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