DOXA

Caitlin Morgan Captive Management

More solutions in your toolkit. More value for your clients.


Captive insurance solutions that give you a strategic advantage.

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Captive insurance gives your clients the flexibility they’ve been asking for.

Captives aren’t just for Fortune 500 companies. In fact, more than 40 percent of major U.S. corporations already own one, and a growing number of small- to mid-sized companies are turning to captives as a smart alternative risk solution.

Captive insurance solutions are great for clients who need: 
  • Greater input and control
  • Lower net cost of insurance
  • A flexible program design
  • Access to the reinsurance market
  • Participation in underwriting and investment results
  • A one-stop, bundled services approach

Already a Captive Owner? We also work directly with current and prospective captive owners looking for a strategic partner to manage or transition their program.

A single solution for standard and specialized risks.

Core Risks

Captives are often used to cover the same foundational exposures your clients already insure—just with more control and long-term cost benefits.

  • General Liability
  • Workers’ Compensation
  • Professional Liability (including medical malpractice)
  • D&O, Auto, and Product Liability

Specialized and Non-traditional Coverages

For clients with hard-to-place or unique risks, captives offer flexibility that traditional carriers often can’t match.

  • Pollution Liability
  • Credit Risk
  • Equipment Maintenance
  • Employee Benefits
  • Healthcare Risk Programs

Our areas of specialty.

Caitlin Morgan offers a range of captive structures to match your clients’ needs—whether they want full control, shared risk, or a strategic way to enter the captive space.

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Risk Retention Group (RRG)

A liability-focused insurance company owned by businesses in the same industry. RRGs are ideal when traditional liability coverage is expensive, limited, or doesn’t quite fit.

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Single Parent (or Pure) Captive

Wholly owned by one organization to insure its own risks, these are ideal for organizations with consistent losses and a desire for greater control over coverage and claims.

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Association Captive
Formed by a trade or professional group to insure its members. Offers economies of scale, shared risk management resources, and tailored solutions for industry-specific exposures.
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Agency Captive

Created by insurance agencies or brokerages to reinsure their own business. Helps retain more revenue, enhance profitability, and deepen client relationships.

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Protected Cell Captive

A turnkey structure that separates each participant’s assets and liabilities. Provides many benefits of a traditional captive without the cost or complexity of starting from scratch.

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Switching captive managers? Here’s why agents choose us.

While many clients come to us to start something new, we also take on established captives looking for a better experience.

We frequently hear from captive owners frustrated with poor service, unclear points of contact, or constant team turnover at larger management firms.

When you switch to Caitlin Morgan, you gain a consistent, experienced team that knows your program inside and out—and is available when you need them.

  • No more revolving door
  • No more unreturned calls
  • Just expert support from Day One

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Ready to talk captives?

Whether you’re exploring captives for the first time or looking for a partner who can support your next placement, we’re here to help.

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