Chatham Excess of Loss Solutions
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Protects risk-bearing healthcare organizations from catastrophic individual claims by absorbing costs that exceed predetermined thresholds, ensuring high-dollar events like gene therapies, transplants, and out-of-network charges don’t destabilize budgets or long-term financial performance.
Designed for ACOs and provider groups in value-based care arrangements, this coverage limits downside risk or guarantees shared savings tied to financial benchmarks, providing budget certainty when unplanned claim cost fluctuations or changing patient panels threaten performance.
Chatham’s team of Excess of Loss experts uses a data-driven approach to underwriting that combines industry-leading actuarial models, intricate pricing tools, and client-specific data.
This allows us to provide a wide range of cost-effective coverage options, which we tailor to clients’ risk preferences and deliver through strong, financially-backed carrier partners.
Once a policy is in effect, your clients will benefit from:
Chatham Insurance Services is a division of DOXA Programs, LLC, an Indiana limited liability company (d/b/a DOXA Programs Insurance Services in the State of California, License #6012212).