DOXA

Chatham Excess of Loss Solutions

Protect your healthcare clients from catastrophic claims.


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Healthcare providers carry a heavy load.

In today’s healthcare market, unpredictable, catastrophic medical claims have the potential to disrupt financial performance and strain the solvency of risk-bearing entities. Things like:
  • extreme out-of-network claims
  • astronimical cell & gene therapy costs
  • severe transplant costs
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Excess of Loss coverage provides an added layer of protection.

Help risk-bearing entities get the protection they need with Chatham’s lineup of EOL solutions, including:
  • HMO Reinsurance
  • Medical Excess Reinsurance
  • Provider Excess of Loss (including ACO Reach and KCC participants)

Explore coverages

EOL-Specific

Protects risk-bearing healthcare organizations from catastrophic individual claims by absorbing costs that exceed predetermined thresholds, ensuring high-dollar events like gene therapies, transplants, and out-of-network charges don’t destabilize budgets or long-term financial performance.

EOL-Aggregate

Designed for ACOs and provider groups in value-based care arrangements, this coverage limits downside risk or guarantees shared savings tied to financial benchmarks, providing budget certainty when unplanned claim cost fluctuations or changing patient panels threaten performance.

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Chatham Insurance Services:
A partner you can trust.

Chatham’s team of Excess of Loss experts uses a data-driven approach to underwriting that combines industry-leading actuarial models, intricate pricing tools, and client-specific data.

This allows us to provide a wide range of cost-effective coverage options, which we tailor to clients’ risk preferences and deliver through strong, financially-backed carrier partners.

Once a policy is in effect, your clients will benefit from:

  • Industry-leading claims processing for timely and accurate claims payments
  • Access to a suite of curated cost containment vendors that specialize in mitigating catastrophic claims

Chatham Insurance Services is a division of DOXA Programs, LLC, an Indiana limited liability company (d/b/a DOXA Programs Insurance Services in the State of California, License #6012212).