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International Hole In One Association

Do you or your clients sponsor hole-in-one contests or other golf events?


Offer hefty cash and other big-ticket prizes without having to foot the bill when there’s a winner.

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The smart way to offer big-ticket prizes … for a fraction of the cost.

Hole-in-one and putting contests are a crowd favorite, and they’re a great way to attract golf tournament participants and raise funds.

But if someone happens to have the shot of a lifetime, your client could end up covering the payout.

With hole-in-one insurance, golf tournament sponsors can enjoy the fun knowing they have a 100% insured contract that protects them from a budget-breaking payout. Hole-In-One insurance can cover a variety of prizes, including:

  • Exotic Vacations
  • Golf Carts, Motorcycles, ATVs
  • Luxury Automobiles 
  • Anything … up to $1,000,000 
  • In addition to A+ rated hole-in-one protection, organizers receive ancillary prizes for all par 3 holes, customized contest signs, and a free club or accessory for every golfer.
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Expand your business lines with HIO coverage.

This unique service can help your clients market their business.

If you or your clients are sponsoring a hole-in-one contest, putting contest, or any kind of golf fundraiser featuring big-stakes prizes, you can’t afford NOT to have hole-in-one coverage. 

Hole-in-one insurance is perfect for the following types of events:

  • Company golf outings
  • Chamber of Commerce & other community business events
  • Non-profit / fundraising tournaments

Everything you need to know about hole-in-one insurance.

Hole-in-one insurance is a type of prize indemnification insurance, created for use during golf tournaments. This unique form of prize coverage protects hole-in-one contest sponsors from the financial risk of a payout should a hole-in-one occur.

It’s simple. You pay a small contract fee based upon:

  • The number of golfers playing in your event
  • The cash value of the prize being given away
  • The length, in yards, of the contest hole

  • 100% A+ rated insurance coverage
  • Multiple winners paid
  • Free customizable contest signs advertising your prize and contest sponsor
  • Three free ancillary hold-in-one prizes to place on other par 3 holes
  • Complimentary shipping

Coverage starts at $180 and depends on yardage, the number of players, and the value of the prize. The average cost of a hole-in-one insurance contract is $400, which includes everything needed to run a successful contest.  

First, you’ll call to report the claim. Next, we’ll send you paperwork for witnesses to sign. Finally, we’ll investigate gently for validity, after which we will fulfill or pay for the prize.  

The odds of an amateur golfer making a hole-in-one are 12,500 to 1, while the odds for a professional golfer are 2,500 to 1.


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Interested in exploring hole-in-one insurance?

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